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A budget will help you to record your income and expenditure so that you have a clearer idea of what surplus or shortage of cash you have each month. Here are some resources which will help you create one.
| Description | Resource |
|---|---|
| What are your fixed costs? | |
| Fixed Costs Template | Fixed Costs |
| Flexible Costs Template | Flexible Costs |
| Keeping a spending diary | 
|
| Budget Planner Template | Budget Planner |
