LFHP

Council Tax Reductions

Did you know that Council Tax Arrears is one of the top enquiry areas for our debt Clients, yet Council Tax Reductions are very poorly advertised and consequently very rarely claimed!

So many people are unaware that they can claim a council tax reduction/discount.

You may be eligible for a discount if you:

  • live on your own
  • are on a low income
  • are a student
  • someone in your household has a disability

Recording Flexible Costs

One of the first steps to creating your budget is to calculate your monthly flexible costs.

Why not download our Flexible Costs template and start recording your costs.

Please join our Facebook Group page and become part of the Letchworth Financial Health conversation, a place to to discuss money matters and discover tips to help you maximise your income and support your family better

Recording Fixed Costs

One of the first steps to creating your budget is to record your monthly fixed costs.

Watch this animation for more information and download our Fixed Costs

Please join our Facebook Group page and become part of the Letchworth Financial Health conversation, a place to to discuss money matters and discover tips to help you maximise your income and support your family better.

Keeping a Spending Diary

Keeping a spending diary is a great way to track your regular expenses, watch this animated image for more information and download the spending diary template Spending Diary

Please join our Facebook Group page and become part of the Letchworth Financial Health conversation, a place to to discuss money matters and discover tips to help you maximise your income and support your family better.

Use a Credit Union instead of a Loan Shark

The England Illegal Money Lending Team (IMLT) – Stop Loan Sharks Project are encouraging people to join their local credit union instead of borrowing from loan sharks and high-cost lenders, to help promote safer lending and borrowing and to protect consumers from unscrupulous money lenders.

Watch the following  animations to find out how to spot a loan shark and how you can report them http://bit.ly/2X9vdnX  
and how to borrow money from your local credit union, find your nearest branch here: http://bit.ly/32k6jTU